* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  font-family: Arial, Helvetica, sans-serif;
}

body {
  line-height: 1.6;
  color: #222;
}

.hero {
  background: linear-gradient(120deg, #0f2a44, #123f6b);
  color: #fff;
  padding: 5rem 1.5rem;
  text-align: center;
}

.hero-content {
  max-width: 900px;
  margin: auto;
}

.hero h1 {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.hero p {
  font-size: 1.1rem;
  margin-bottom: 1.5rem;
}

.btn {
  display: inline-block;
  padding: 0.75rem 1.75rem;
  background: #ffffff;
  color: #0f2a44;
  border-radius: 4px;
  font-weight: bold;
}

.btn.secondary {
  background: #0f2a44;
  color: #fff;
}

section {
  padding: 3.5rem 1.5rem;
  text-align: center;
}

.about, .cta {
  background: #f5f7fa;
}

.services {
  background: #ffffff;
}

.disclaimer {
  background: #fafafa;
  font-size: 0.9rem;
  color: #444;
}

h2 {
  font-size: 2rem;
  margin-bottom: 1rem;
}

p {
  max-width: 800px;
  margin: 0 auto 1.5rem;
}

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
  max-width: 1000px;
  margin: auto;
}

.card {
  border: 1px solid #ddd;
  border-radius: 6px;
  padding: 1.75rem;
}

.card img {
  width: 56px;
  margin-bottom: 1rem;
}

footer {
  background: #0f2a44;
  color: #fff;
  text-align: center;
  padding: 1rem;
  font-size: 0.9rem;
}

@media (max-width: 600px) {
  .hero h1 {
    font-size: 2rem;
  }
  h2 {
    font-size: 1.6rem;
  }
}